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Post Info TOPIC: S&P downgrades America's credit rating!
Who's fault is the credit downgrade? [3 vote(s)]

The Obama Administration
33.3%
The credit reporting companies
0.0%
The American people
0.0%
It's Bush's fault
33.3%
All of the above
33.3%


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S&P downgrades America's credit rating!


The S&P, Moodys and all them other credit rating services such as Equifax, TransUnion and the likes are all information extortionist. They should ALL be put out of business by force. The very idea we let companies retain financial details about citizens amounts to stalking. If there is a problem good luck getting it fixed.

 

The people at these credit reporting agencies think they are god. They are nothing more than scum that feeds off other peoples information, which they SELL to other people/companies. Do you think they share the proceeds of their sales with the people they keep records on? No of course not, its much like facebook where they use your information to advertise, only the credit reporting agencies get their gossip from banks and or utility companies.

 

Now days everything from your electric bill, to your car insurance hinges on credit score. They have gotten themselves so intertwined in the system people no longer know how to spot a risk. If the past mortgage meltdown and debt crisis is any indication these credit reporting agencies have done a VERY POOR JOB and may be the MAIN people responsible for Americans being over-financed.

 

Bottom line is that any company that keeps records to extort or represent an individual in a negative or positive light needs to be put out of business. They failed before, and they will fail again.

 

Its all just a legal way to discriminate.

 

Ultimately this I feel this all Obama's fault. Thanks Obama! Had he been more worried with domestic problems rather than international issues this would not have happened. He could have nipped this little problem in the bud back when Democrats had a super-majority.



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You're actually right Rex... If he hadn't renewed the Bush tax cuts for another 2 years the way he did, our government would be in much better fiscal shape. He knew however that the House of Representitaves was about to come under the control of the tea party, and decided if he wanted to accomplish anything in the lame duck session like repeal dont ask dont tell, or ratify the START treaty, he would have to throw the Republicans a bone in the form of an extension of millionare tax cuts.

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Are you suggesting that the United States had to lose it's stellar AAA credit rating in order to (1) Protect homosexuals in the military and (2) Sign a treaty with Russia to de-fang our military? PowerStroker there is a damn good reason why this country is turning to shit... It's ignorant folk that make ignorant statements like the one you just did. 



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It wouldn't have had to if the tea party hadn't come along.

If you think about it, descrimination is un-American, so resolving that issue is more important than short and medium term financial issues. Furthermore, the START treaty actually makes us safer by allowing American weapons inspectors in Russia and vice-versa. Never underestimate the power of knowledge... And never mistake knowledge for wisdom which is even more important.

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So.. Let's think about this for a moment....

This decision to downgrade the credit rating for the USA just got released to "Regular" folks like us at around 6pm. Now I am not ignorant and I don't have money wrapped up in the market, however I find it VERY strange that there was a huge sell off on Wall Street yesterday (8/4/2011) and then a day after the news about the credit rating downgrade gets posted (8/5/2011) after the close of the market.

Seems to me someone made a SHIT LOAD of money on that little bit of advanced knowledge. The reason people were selling off is because some people knew before anyone else. This is why I say people are a fool to play the stock market! They may as well be gambling all their money away. People with 401K's are screwed at the moment too. I think the percentage that all 401K's took a hit was 10% and that was as of 8/4/2011 BEFORE the downgrade. It should be interesting to see what happens on Monday.

S&P and many of these rating agencies, including the consumer market (equifax and such) are the prime reason people got over-extended. The big market agencies were giving bad paper AAA ratings, while the consumer rating agencies were saying the people taking out these loans were capable of re-paying them. One hand washes the other so to speak.



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PowerStroker wrote:

It wouldn't have had to if the tea party hadn't come along. If you think about it, descrimination is un-American, so resolving that issue is more important than short and medium term financial issues.

The Tea-Party? Who is it that is President? Who controls the Senate? That's who we will have to thank when our country turns into a nation of homosexuals, where young children will be exposed to the un-natural unification of same sex couples. Homosexuality is not natural, and thus should be a PRIVATE thing between the mis-wired individuals that find pleasure in same sex unions.

Furthermore, the START treaty actually makes us safer by allowing American weapons inspectors in Russia and vice-versa.

Oh... LOL... Okay! So I guess Russia would NEVER hide anything from us, and with how democratic their society is I'd imagine it would be very easy for us to tell if they were cheating/hiding arms. Why would Russia ever try to deceive us? It's not like they think America is a parasite on the world economy. You are a Putz PowerStroker. 

Never underestimate the power of knowledge... And never mistake knowledge for wisdom which is even more important.

Ironic you should say that. I bet Obama had lots of knowledge and wisdom with his whole 1 year as a Senator in Chicago prior to being elected President. You would have to have a 50 IQ to think that man could run this nation.

 


 



-- Edited by SELLC on Saturday 6th of August 2011 01:01:20 AM

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Well, I don't think the repeal of DADT is going to turn us in to a nation of flaming homosexuals, I do however see it as our nation becoming more accepting of people and living up to our reputation of a melting pot.

Prior to becoming President, Mr. Obama was one of the 2 US Senators from Illinois. Prior to that he was an Illinois State Senator. Prior to that he was a professor of Constitutional Law. Prior to that he was Editor of the Harvard Law Review, and top in his class with opportunities to clerk for just about any Supreme Court Justice he wanted to. Prior to that he was just a very gifted young man with a high IQ and an abnormally great work ethic and sense of patriotism.

As to your idea that the market sell off was due to advance knowledge of an S & P downgrade, you're partially right... S&P said weeks ago that if we didn't reach an agreement to cut 4 trillion dollars of deficits over the next decade, they would probably downgrade us. We were unable to reach 4 trillion in savings because of the refusal by a specific party to allow for any tax increases, even though taxes haven't been this low since 1950. It was no big secret that this downgrade was possible, and this coming Monday, I'm sure the result will be an even bigger sell off. My thought as to why the first part of the sell off occoured however isn't because there was an anticipation of the credit downgrade, I think it's because Wall Street investors are savy enough to realize that the fact that our government is now talking about cuts at all, means there will be no more stimulus to fill the hole in the private sector. That said, the economy was going to suffer regardless of what any rating agency says about us.

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PowerStroker wrote:

Well, I don't think the repeal of DADT is going to turn us in to a nation of flaming homosexuals, I do however see it as our nation becoming more accepting of people and living up to our reputation of a melting pot.

The term "Melting Pot" does NOT in ANY way refer to homosexuals. The term melting pot refers to people of different nationalities living together. Homosexuality is as un-natural as dogs and cats mating.

Prior to becoming President, Mr. Obama was one of the 2 US Senators from Illinois. Prior to that he was an Illinois State Senator. Prior to that he was a professor of Constitutional Law. Prior to that he was Editor of the Harvard Law Review, and top in his class with opportunities to clerk for just about any Supreme Court Justice he wanted to. Prior to that he was just a very gifted young man with a high IQ and an abnormally great work ethic and sense of patriotism.

Obama has a high IQ? Where did you hear that at? The Democratic web site? For a guy who studied Constitutional Law he sure missed the BAR when it came to the new Health care law, where as he FORCES Americans to buy a service. I am sure Obama was at the top of his class collecting all them American hand outs paying his way while other students had to EARN it. Guess that explains a lot about why Obama is the way he is. He is a shining example of what happens to a man when given too many entitlements. You don't find it odd that thru the entire history of the credit rating companies we have maintained a AAA rating and less than two years after a entitlement raised black man was elected President we have now lost that stellar rating? I'd say it's more than just a coincidence.


As to your idea that the market sell off was due to advance knowledge of an S & P downgrade, you're partially right... S&P said weeks ago that if we didn't reach an agreement to cut 4 trillion dollars of deficits over the next decade, they would probably downgrade us. We were unable to reach 4 trillion in savings because of the refusal by a specific party to allow for any tax increases, even though taxes haven't been this low since 1950. It was no big secret that this downgrade was possible, and this coming Monday, I'm sure the result will be an even bigger sell off. My thought as to why the first part of the sell off occoured however isn't because there was an anticipation of the credit downgrade, I think it's because Wall Street investors are savy enough to realize that the fact that our government is now talking about cuts at all, means there will be no more stimulus to fill the hole in the private sector. That said, the economy was going to suffer regardless of what any rating agency says about us.

Wall Street investors were savvy enough to realize THE DAY BEFORE the downgrade that it was going to happen? Bullshit! Insider trading at it's best only this time the company in charge of rating the stocks may have been involved. The economy is suffering because Obama failed.. Plain and simple! Bush gave Obama almost $1 trillion dollars to fix their fabricated crisis and what did Obama do? He blew it on lavish vacations to see the festival of the lights, sent his wife to South Africa, visited his hometown of Jakarta, destroyed countless thousands of GOOD vehicles with his cash for clunker program. No PowerStroker! The blame is going where it should! Right on the backs of the ignorant jackasses! EEEEE-HAW!


 



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Bush charged almost a trillion dollars on our national credit card to bail out banks and wall street firms, and spent most of that money doing so before Obama took office. He had to raise the debt limit to do so by the way, and I didn't hear any Republicans whining about it then. There was still a 2.5 trillion dollar hole in our economy, and Obama had to charge another 700 billion to our national credit card (half of which was for corporate tax cuts per Republican demands), in order to try and fill that hole the best he could with stimulative infrastructure projects and unemployment insurance payments. That's what you meant right?

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See that's our problem PowerStroker!

The day the government starts seeing tax cuts as a "loss" is the day we will ALL be taxed to death. When a store has a "sale" on an item they can not go out and get a loan for that money they figured they lost. An items value is dictated by what someone will pay for it, nothing more and nothing less.

You idiots trying to warm the nation up to paying more taxes is going to come back to haunt us ALL. You might as well take your 9mm and shoot yourself in the foot now PowerStroker!

If the government can not make due with current tax revenues then perhaps they should start cutting their own paychecks. Perhaps they should stop spending money they don't have. The government has gotten lazy and does not want to work, however they still want to spend, spend, spend. It's just easier for them to increase taxes than to WORK on solutions.

Give a mouse a cookie and it will want a glass of milk. If they raise taxes now they will just blow all that money also, then come back for more. Let's aviod having to see that happen and just make the government work to fix the problem with what they have.



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Or we could stop killing muslims everywhere in the world, but I think you rather like doing so no matter how expensive it is.

Or we could modify Medicare part D so the government can actually negotiate for bulk discounts on drugs like everybody else does instead of paying full retail.

Or we could fill some of the holes the Republicans have spent years drilling in to the tax code like taxpayer subsudies for corporate jet owners and big oil companies.

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PowerStroker wrote:

Or we could stop killing muslims everywhere in the world, but I think you rather like doing so no matter how expensive it is.

Right... So I guess we should have sat back and done nothing after 9/11 huh? Oh that's right you claim Saddam never had weapons of mass destruction and that all them dead kurds in Iraq died from old age. I also suppose the assassination attempt on Bush Sr. by Saddam never happened either huh? Naw... They didn't find terrorist connections and training camps in Iraq either did they?

You know I was just reading the other day on MSN about how the terrorist were cooking up a new toxin made up of ricin. The article says they plan to use this as weppon agienst Americans!

http://news.in.msn.com/international/article.aspx?cp-documentid=5363793

Then of course it was rumored that many of the Navy Seals that took out Bin Laden were killed when a chopper was shot down by Muslims in Afghanistan. Wonder who leaked that info to them terrorist bastards? Prolly the Dems!

It's kill or be killed when it comes to these radical Muslims. Time you wake the fuck up PowerStroker!


Or we could modify Medicare part D so the government can actually negotiate for bulk discounts on drugs like everybody else does instead of paying full retail.

Modify? You Democrats wanted to SCRAP the entire Medicare part D! Instead of going after the people who were scamming the system you folks wanted to stick grandma and grandpa with generic drugs or even worse yet you wanted to let them go without! Typical Democrat thinking.

Or we could fill some of the holes the Republicans have spent years drilling in to the tax code like taxpayer subsudies for corporate jet owners and big oil companies.

Glad you mention that PowerStroker! I say we start with Obama's sweetheart companies that have been donating to his campaign. First on the list would be The UAW, then GE, followed by Apple and the list goes on and on! I say we get right on that before the 2012 elections! GREAT IDEA POWERSTROKER!




-- Edited by SELLC on Saturday 13th of August 2011 10:56:49 PM

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Well I can see I was right about your position on keeping the wars going. The question is, are you willing to pay for it?

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PowerStroker wrote:

Well I can see I was right about your position on keeping the wars going. The question is, are you willing to pay for it?


 No! I am not going to pay for it! I say we get a "Real" President in there that makes these nations we are forced to police pay for it. Why the hell should Americans have to pay for it?

That's the problem with Democrats.... They want America to shoulder the burden of the world. Well I got news for you... "That isn't going to happen". We are going to have to make em' pay if it harelips the Democrats.



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So you want the biggest, most powerful military on the planet. You want to use it to kill lots of Muslims. And you want Muslim nations to pay for it???

Let me know how that ends up working out for you.

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PowerStroker wrote:

So you want the biggest, most powerful military on the planet. You want to use it to kill lots of Muslims. And you want Muslim nations to pay for it???

Let me know how that ends up working out for you.


 Statements like the one above are a clear indicator that you are at the end of your pathetic rope. Yes I want America to have the biggest, most powerful military on the planet. NO I do not want our country killing innocent Muslims, rather I want our military to be able to protect them from their radical brethren who oppress them. Asking them to repay America for our services after we die-sect the scum is not too much to ask, in fact it would go a long way in letting Americans know that our efforts are not being taken for granite.



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granted you mean. Granite is a fancy stone used to make my kitchen countertops.

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Well no one is perfect, including my spell check.

I might also add that it's not just radical Muslims we have to protect ourselves against, I got a feeling we may at war with China in the not so distant future.



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Are white people the only race that doesn't make you feel scared?

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No, actually the Russians scare me a little but they seem to have made changes to the way they operate and thus we seem to be coexisting at the moment.

Typical Democrat trying to play the race card again. Why don't you take that race card and shove it up your brown eye. 



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OH golly, it is a Joker card... I thought it was a picture of you.

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SELLC wrote:

Well no one is perfect, including my spell check.

I might also add that it's not just radical Muslims we have to protect ourselves against, I got a feeling we may at war with China in the not so distant future.


 

Sometimes I wonder... Seems our credit raiting was downgraded today by Fitch from AAA to AA++... out of the blue! Stating politics of all things! LOL!

Not sure about these guys, but they will probably trigger some reaction much like S&P did back when this happend before.



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How does one downgrade an already negative credit rating and view by peoples of the world.

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The US government has a lot of debt sure. In order to keep things in an inflation adjusted perspective, it's helpful to look at government debt as a percentage of GDP. It's presently about 120% of our GDP, which is an all time high for the United states. Though for some perspective, it was 114% of GDP after WW2, and then between 1945 and 1980 decreased to 26% until Reagan took office and started us in the wrong direction again with idiotic corporate tax cuts - which are still in place. For further perspective, Japan's debt stands at 262% of their GDP, so things could certainly be worse.

I'd personally prefer it be around 70% of GDP or less, but Congress has absolute control over this, and they can adjust spending and taxation accordingly if they want to reverse this trend, they just choose not to.

Even still, to purchase US debt (by buying treasury bonds) is still considered one of the absolute safest investments on the planet. AA++ ain't nothin to be ashamed of.

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PowerStroker said...

_______________________________________________________________________________________________


qt."Even still, to purchase US debt (by buying treasury bonds) is still considered one of the absolute safest investments on the planet. AA++ ain't nothin to be ashamed of.

_______________________________________________________________________________________________


It seems that you see the error in debt being a bad place to be in, as it makes you a slave...

The "people" that dupe you with the AA++-rating are the one's that you are in debt to.

Better to be out-of-debt imo, & one can start by reducing the 1 x Trillion dollar defence budget of the war-mongers & USAP's...


b9186583-07c8-4c43-bddd-d914d7a38da4_680x468.jpg




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Rastus, don't take this the wrong way... but are you 100% debt free?



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SELLC wrote:

Rastus, don't take this the wrong way... but are you 100% debt free?


 

Yes, absolutely 100% debt-free...

The last debt I had via a bank was paid-off circa 1998-9 for the green / blue RF900R of less than 10-K.

All my cars & bikes since then have been paid for with cash.

The little unit / apartment I have, I paid for in cash, as working at sea has its pluses...( The down-side to working at sea is that your bills are effectively doubled, as you still have to pay for them even though you're away, & that sux. That's why I bought my apartment, so that my hard-earned didn't go to rent ).

I never ever liked the idea of leaving school, getting a job, finding a girl, & buying a house whilst starting a family...The world seemed too cruel a place to want to bring children into it.

Then I learned regardless of how well I could work as a mechanic, because I didn't have kids & a debt, I was the most expendable...Then I'd do the R&R thing for a few years & bounce back into mechanics again, only to discover that I needed a haircut & a real job...So I went to the Maritime College, became a Marine Engineer Officer, & for a few years before the globalists took over, made some real money for my efforts.

Now I couldn't give a hoot...I'm debt-free, comfortable with my material necessities, & I'm trying to open peoples eyes to the ET reality, since this will change our world for the better.

 



-- Edited by Rastus on Friday 11th of August 2023 02:56:18 AM

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Bullshit Rastus... you're living off your parents money.

But I wanted to offer you the chance to lie about it.

Debt free... LOL, but hey -- I love your Alien stories! 

aww



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SELLC wrote:

1. Bullshit Rastus... you're living off your parents money.

2. But I wanted to offer you the chance to lie about it.

3. Debt free... LOL, but hey -- I love your Alien stories! 

aww


 

R1. My folks are still alive Stellar. I've made my own money, paid my own debts, & remain debt-free yo !

R2. Who's lying ? And now it's come to this, I may just go on a vacation.

R3. Stellar, I have no debt, own everything, & have close to 200-K in Superannuation to look forward to in a few more years once I reach early-retirement age, & can access it. And the shitty little property that I own, has trippled in value since I bought it. And it's possible that my 350SLC may be worth a few bux too, now that it's turned 50.

I have suggested countless times that you sell-up your shop, & take your qualifications, & upgrade them to Heavy-Industry status, & then go work in the mines for a couple of years, & then you can be debt-free too, instead of being a sucker !

Get off your ass, & out of your house, get a real job, & get out of debt !

The ET's are real, you'll find out soon enough, though you'll likely be the last to realize this.

Kudos to admin for the freedom of speech, but too bad about the poor attitude & calling out an internet friend as a liar.

It's up to you now Shawnee, I'm out-of-here !

All the best !

 



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Rastus, you can go on vacation ANY TIME YOU LIKE!

Nobody is forcing you to carpet bomb this joint with your Alien conspiracies! Nobody is forcing you to hand out unsolisited advice on employment either! I just asked if you were 100% debt free, and if you were lying to us. If that hurt your feelings maybe you and Eden can get together with her therapist and talk it out!

I only mentioned your parents because you had mentioned at one point not too long ago they purchased you a car. Seems odd that a guy who is 100% debt free would accept a car from Mommy and Daddy... usually people who are 100% debt free have serious pride issues to where they won't take anything from anybody. I'm glad to hear your house has increased in value! Mine did as well! From $50k to now almost $300k! Not even kidding! Sucks come tax time, as the increase in value has only served to increase my property tax and homeowners insurance premiums... Even though the EIDL restructured my bills, I still probably couldn't get a mortgage refinance if I tried! They only give them to W2 employees, not the self employed. So I still have my original mortgage which is so small at this point that I pretty much just use it as an escrow to automatically pay my taxes and insurance. 

With regards to my statements about you "lying" -- I see this has angered you and ruffled your feathers! But it's true! You're not 100% debt free unless there are no taxes where you live... you also must pay for healthcare, unless that is free too? How about food? Gas? Insurance? Are all these things free too? 

You sure can dish it out Rastus! But you can't seem to take it. I have to sit here and read about your "suggestions" to "sell-up" my business to go work in a coal mine... then you call me a sucker, and yet I'm the bad guy?

 



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ETs are real. Just not from deep space.

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I guess Rastus has put in for some vacation time... It's always nice to see when someone takes their own advice and gets off his ass, leaves the house and goes on vacation! It's the only thing Rastus said above that sounded like something a person 100% debt free would say.

The bottom line here is that nobody is 100% debt free... you could have all the money in the world and yet still be dying... You could have everything paid off and STILL be an asshole! And you could have mad money tucked away in your couch cushion and still not be getting any pussy! I think perhaps Rastus is going thru withdrawls, perhaps his "people" haven't been dusting his stuff with coke lately biggrin

Rastus was clearly too up tight, he must have needed a vacation! But remember, Rastus, it's personal time! I didn't send you on vacation... You get no glory for taking your marbles and just going home!

But nice try with the whole "Kudos to the admin for freedom of speech" line... It sucks when freedom of speech hits close to home, huh Rastus!



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